Khayal Abbas Akhtar

Email:

khayalabbas1@gmail.com

ABOUT ME

I am Khayal Abbas Akhtar, a results-driven Senior Software Engineer with over 5+ years of progressive experience in fintech, blockchain, and payment systems development. Currently working at Kobet Technology DMCC in Dubai, United Arab Emirates, I specialize in enterprise-level software development, microservices architecture, and secure financial technology solutions. My expertise encompasses full-stack development, cloud infrastructure, and blockchain implementation, consistently delivering high-performance, scalable applications that meet industry standards and regulatory compliance.

Throughout my career, I have demonstrated strong leadership in technical project management, team collaboration, and innovative problem-solving. I have successfully led cross-functional teams, mentored junior developers, and delivered mission-critical applications that process millions of transactions daily. My experience spans from startup environments to enterprise-level organizations, giving me a comprehensive understanding of software development lifecycle, agile methodologies, and best practices in modern software engineering.

I hold a Bachelor's degree in Software Engineering from IQRA University, Pakistan, and participated in an International Mobility Program at the University of Zilina, Slovakia. My academic background combined with hands-on industry experience has equipped me with both theoretical knowledge and practical skills needed to tackle complex technical challenges in today's rapidly evolving technology landscape.


My Expertise

My core expertise lies in fintech and blockchain technologies, with deep specialization in secure payment systems, cryptocurrency wallets, and financial applications. I excel in building enterprise-grade, scalable systems using Java 17, Spring Boot, microservices architecture, and cloud-native technologies. My technical proficiency includes blockchain development (Ethereum, smart contracts), security protocols (PCI-DSS, ISO 8583, HSM integration), and modern DevOps practices (AWS, Docker, Kubernetes, CI/CD pipelines). I also bring extensive experience in front-end development with React, TypeScript, and JavaScript, along with database design and optimization using PostgreSQL, MySQL, and MongoDB. My approach combines technical excellence with business acumen, ensuring solutions that not only meet technical requirements but also drive business value and user satisfaction.

Recent News

  • Feb 2025 [Alert!]: Joined Kobet Technology DMCC as Senior Software Engineer, leading blockchain-based crypto projects and secure wallet development.
  • Mar 2022 [Alert!]: Joined YouCloud DMCC as Full Stack Software Developer, leading the Touch2Pay Australia payment project.
  • Oct 2020 [Alert!]: Appointed as Visiting Faculty - Lab Engineer at IQRA University, teaching Data Structures and Operating Systems.

TEACHING

Previous Teaching

  • Data Structures and Algorithms, Oct 2020 - May 2023
  • Operating Systems, Oct 2020 - May 2023
  • Computer Networks, Oct 2020 - May 2023
  • Object-Oriented Programming (as Graduate Teaching Assistant), Feb 2020 - May 2020
  • Software Engineering and Calculus (as Undergraduate Teaching Assistant), Jan 2017 - Dec 2018

QUALIFICATIONS

Education and Skills

I studied Software Engineering at IQRA University, Pakistan, and participated in an International Mobility Program at the University of Zilina, Slovakia. I graduated with a Bachelor’s degree, focusing on software development and computational techniques.

My areas of expertise include fintech, blockchain, and microservices architecture, with strong skills in Java 17, Spring Boot, React, TypeScript, AWS, Docker, Kubernetes, and databases like PostgreSQL and MongoDB.

  • Programming Languages: Java 17, JavaScript, TypeScript, Python, C/C++
  • Frameworks & Libraries: Spring Boot, Spring Framework, React.js, Node.js, Express.js
  • Architecture & Design: Microservices, RESTful APIs, SOA, Event-Driven Architecture
  • Cloud & DevOps: AWS, Docker, Kubernetes, CI/CD, Jenkins, Git, Bitbucket
  • Databases: MySQL, PostgreSQL, MongoDB, MSSQL, Redis, Database Design
  • Blockchain & Fintech: Ethereum, Smart Contracts, Cryptocurrency, Payment Systems
  • Security & Compliance: PCI-DSS, ISO 8583, HSM Integration, EMV, Data Encryption
  • Project Management: Agile, Scrum, Jira, Technical Leadership, Team Collaboration
  • Tools & IDEs: IntelliJ IDEA, VS Code, Android Studio, Eclipse
  • Operating Systems: Linux, Windows, Unix

Education

International Mobility Program, University of Zilina - Feb 2019 - June 2019

Participated in the International Mobility Program at the University of Zilina, Slovakia, under the National Scholarship Programme of the Slovak Republic.

B.S. in Software Engineering, IQRA University - Jan 2016 - Dec 2019

Bachelor’s degree in Software Engineering from IQRA University, Islamabad, Pakistan, under the supervision of Asst. Prof. Saqib Bhatti.

Experience

Senior Software Engineer, Kobet Technology DMCC - Feb 2025 - Present

Spearheaded design, development, and delivery of blockchain-based crypto projects and secure cryptocurrency wallet, managing full lifecycle and increasing transaction security by 30% using Java 17, Spring Boot, and microservices architecture. Implemented robust security protocols and compliance measures, achieving 100% regulatory alignment with PCI-DSS and ISO 8583 standards, leveraging HSM integration and AWS cloud infrastructure. Collaborated with product managers, designers, and QA teams to enhance user experience, reducing system latency by 25% through optimized WebFlux and PostgreSQL configurations. Architected scalable, high-performance systems using blockchain (Ethereum, smart contracts) and modern backend stacks (Docker, Kubernetes), meeting 95% of market-driven requirements.

Full Stack Software Developer, YouCloud DMCC - Mar 2022 - Jan 2025

Led the Touch2Pay Australia payment project, delivering end-to-end solutions and improving transaction throughput by 25% using Java 17, Spring Boot, and microservices architecture. Architected high-performance payment switch/middleware for digital wallets, enhancing scalability and maintainability with Docker and Kubernetes, achieving 99% uptime. Managed integration with Fiserv Payment Switch, ensuring PCI-DSS compliance and boosting transaction reliability by 20% through secure API integrations (Visa, MasterCard). Spearheaded HSM integration for secure key management and encryption, reducing fraud incidents by 15% in card transactions. Developed Admin and Merchant portals with React and TypeScript, improving user satisfaction by 30% and operational efficiency by 20%. Built Fraud and Risk Monitoring Tool for real-time anomaly detection, decreasing false positives by 25% using machine learning algorithms and MongoDB. Orchestrated Method of Procedure (MOP) plans for payment product deployments, mitigating 90% of potential risks via Agile methodologies and Jira. Provided Level 2/Level 3 technical support, conducting Root Cause Analysis (RCA) to resolve 95% of critical issues within SLA.

Visiting Faculty - Lab Engineer, IQRA University - Oct 2020 - May 2023

Designed and taught labs in Data Structures, Operating Systems, and Computer Networks, mentoring 100+ students in Java and C/C++ to achieve 90% project completion rates. Supervised final-year projects, guiding 20+ students in modern web development (React, Node.js) and software engineering principles. Developed comprehensive curriculum materials and assessment strategies, ensuring high-quality educational outcomes and student engagement.

Graduate Teaching Assistant, IQRA University - Feb 2020 - May 2020

Supported 60+ undergraduate students in Java and C/C++ projects, improving lab performance by 15% through hands-on guidance in Object-Oriented Programming. Facilitated interactive learning sessions, provided technical support, and developed supplementary materials to enhance student understanding of complex programming concepts.

Undergraduate Teaching Assistant, IQRA University - Jan 2017 - Dec 2018

Assisted in Software Engineering and Calculus courses, enhancing student understanding of Java and programming concepts for 50+ learners. Provided one-on-one tutoring, graded assignments, and contributed to course material development to support academic excellence and student success.

Research Intern, National University of Science and Technology - Aug 2017 - Oct 2017

Developed Java/J2EE tools for NAO humanoid robots, improving autonomous soccer gameplay functionality by 20%. Collaborated with research team on robotics and artificial intelligence projects, contributing to innovative solutions in autonomous systems and machine learning applications.

CONTACT ME



Email address:
khayalabbas1@gmail.com
Phone:
+971527974817
Address:
Al Barsha, Dubai, United Arab Emirates